Income Replacement Insurance is payable in case of complete and continuous disability that (i) you cannot attend the occupation you are trained for; or (ii) you cannot perform any work; or (iii) suffer from presumptive disability due to injury or sickness.
Protecting yourself and your family when a breadwinner is unable to work helps keep the financial stress of living expenses, long term care expenses and loan repayments at bay.
Key Benefits
“Suited Occupation” cover.
You may decide to cover the multiple times of gross income on declared income.
Extra benefit of “Overseas Critical Illness Treatment” is available even after disability claim.